Effective: March 22, 2024
This Privacy Policy applies to the App or Mobile App. Please, read it carefully!
The terms used in this Privacy Policy have the same meanings as in our Terms of Use, which are accessible at the App unless otherwise defined in this Privacy Policy.
This page is used to inform visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our App.
If you choose to use our App, then you agree to the collection and use of information in relation to this policy. The Personal Information that we collect is used for providing and improving the App.
Personally Identifiable Information
The CJP: Money in Your Pocket App collects Personally Identifiable Information when you provide it through your use of the App. The types of Personally Identifiable Information App collects include: name, physical address, telephone number, social security number, email address, date of birth, driver’s license number and state, information about home ownership, citizenship status, employment information, active military information, amount and frequency of paychecks, and information about your banking account.
The Mobile App uses the Personally Identifiable Information you provide in order to deliver the products or services you have requested; provide you with customer support; communicate with you by email, postal mail, telephone, and/or mobile devices (including through short messaging services, or “SMS”) about products or services that may be of interest to you, display advertising tailored to your interests or background; perform statistical analysis.
The Mobile App may review and use your financial information and your social security number to connect you with Lender Partners or other third party lenders with whom the App has a business relationship. The Mobile App may also review your financial information and social security number to verify your identity and protect against possible fraudulent transactions.
The Mobile App is not intended for use by anyone under the age of 18 and we do not knowingly collect Personally Identifiable Information from children under the age of 18.
The Mobile App may share your Personally Identifiable Information (including, without limitation, your financial account information and social security number) with Lender Partners and other third party lenders with whom we have a business relationship. These third party lenders may use your Personally Identifiable Information to offer you a personal loan or to communicate with you about other business or marketing offers. The Mobile App may share your Personally Identifiable Information with unaffiliated third party marketers and list managers with whom we have a business relationship.
You must understand that the Mobile App will disclose your Personally Identifiable Information in response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement agency or other government agency; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law.
In addition, the Mobile App may transfer Personally Identifiable Information to an entity acquiring all or substantially all of its parent company’s stock or assets.
The Mobile App has put in place physical, procedural, and technological security measures to help prevent unauthorized access to and improper use of the information we collects online. Although the Mobile App takes steps to secure your information, the Mobile App does not guarantee, and you should not expect, that your personal information, searches, or other communications will always remain secure.
Non-Personally Identifiable Information
The types of non-Personally Identifiable Information that Mobile App collects include: the IP address of the computer making the request; your browser type and language; access times; information about areas of the site visited by users of the site; information about the links that users may select to visit on the site.
The Mobile App collects non-Personally Identifiable Information either directly, through the use of “cookies,” or through the use of a third party tracking system. The Mobile App may share this non-Personally Identifiable Information with its suppliers and other third parties for the purpose of App statistical and trend analysis. This information is not linked to any Personally Identifiable Information.
Information Collection and Use
For a better experience, while using our App, we may require you to provide us with certain personally identifiable information. The information that we request will be retained by us and used as described in this privacy policy. The app does use third-party services that may collect information used to identify you.
The Mobile App collects both information that may identify a particular individual (“Personally Identifiable Information”) and anonymous information that cannot be associated with a specific individual (“non-Personally Identifiable Information”) from or about users of its websites.
The App’s policies, content, information, promotions, disclosures, disclaimers and features may be revised, modified, updated, and/or supplemented at any time and without prior notice at App’s sole and absolute discretion. You should review this Policy each time you access the Mobile App.
Cookies and Information Collected by Third Parties
Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device's internal memory.
The app may use third-party code and libraries that use “cookies” to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.
The Mobile App may allow third parties, including advertising partners and personal loan lenders, to display advertisements on the App. These companies may use tracking technologies, including cookies, to collect information about users who view or interact with these advertisements. The Mobile App does not provide Personally Identifiable Information to these third parties.
The Mobile App may provide links or automatically redirect you to third party websites that do not operate under this Policy. You should review the privacy statements and terms of use of all third party websites you access.
Contact
If you have questions, comments, or concerns regarding our Privacy Statement, please contact us.